CHECK YOUR ELIGIBILITY

Trading Requirements

Check if your business may be eligible before submitting an application.

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Minimum Requirements

You may qualify if your business meets the following criteria:

• UK-registered limited company

• Trading for 6–12+ months

• Active business bank account

• Consistent monthly revenue

• No active insolvency proceedings

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Preferred Profile (not mandatory)

Applications are strengthened when supported by:

• Stable turnover

• Positive recent bank activity

• Clear business purpose for funding

• Reliable repayment history

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What We Assess

• Affordability

• Monthly revenue performance

• Recent bank activity

• Existing credit exposure

• Trading history and sector

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Application Strengtheners

These improve approval speed and facility size:

• Clean bank statements

• Up-to-date accounts

• No returned DDs or unpaid items

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Credit Considerations

Historic credit challenges do not automatically prevent approval. In many cases, trading performance can carry more weight than historic credit scores.

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Required Documents

Typically requested:

• 3–6 months business bank statements

• Valid ID

• Latest filed accounts (if available)

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Initial Assessment

Submitting an application does not affect your business credit score at initial assessment.

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Speed of Release

Once your profile is assessed and approved, funding can be released rapidly to support time-sensitive requirements.

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Unsure if You Qualify?

Submit an application and our assessment team will review your profile.

All funding decisions and facility agreements are issued by regulated commercial finance providers.